• So today I will be explaining why most of y’all get declined for SBA loans and then I will provide the solutions. (Don’t forget to ask for my btc address when u get paid, some of y’all never send gratitude btc😒).

1• The first trick in SBA is that, when you apply and you get a decline letter, you need to read the reasons they gave you for the decline, and in your next application you make sure you don’t make those mistakes again (Note: you can’t use the same ssn to apply again, it already in their system).
2• If you get declined and the reason is “Applicant business is not located in a low-income community, Below 👇🏾 is the solution.

• Now this is the solution for your next application so you don’t make this same mistake again👇🏾👇🏾

Go to this website

https://sbaeidl.policymap.com/newmaps#/

Now you can search the address of your fullz/pro and if it falls in the Purple area of the map, then it means it from a low income community.

SBA is only accepting applications from locations in low income communities for now.

Jx cos u in low income community doesn’t mean automatically u are getting paid, wait for the other reasons am posting today.

Below is low income communities or cities

The ones in purple are low income communities, so if you search your address and it doesn’t fall there, don’t waste your time.

You guys already know the difference between purple and yellow color so anyone who asks me about the colors won’t get a reply.

3• If you get “Unsatisfactory Credit history”.

It either means the credit score of the ssn you used was very bad or

The owner of the ssn has taken many loans or credit and hasn’t paid back.below 550 is really bad so use better next time.

4• If you get a letter like this, there are 3 main reasons for the decline, I will explain them one by one so you all don’t make the mistake in your applications

5• “Failed identify verification” either means 

1• You were not able to get the 4 verification questions correct OR

2• You sent trash docs OR

3• The owner has locked🔒 his Ssn so a background search can’t be run on it without he allowing, such an ssn isn’t good OR

4• The amount u wrote was tooooo high and exaggerated, sometimes u need to reduce the salary and wages figures a bit when applying.

6• High Risk IP means you have being using one IP to apply for many SBA so they have blacklisted it, you guys need to clear your cookies after each application, have seen people applying for over 5-10 SBA applications on the same browser within an hour without even clearing cookies or doing any safety thing, they will just blacklist your IP and any applications you do, they will decline you for no reason, even if u deserve to be paid👂.

7• Sometimes they blacklist the whole device itself , you can even apply for loan with Donald Trump information , they will still decline you because they have marked your pc since you use it to apply for too many applications within an hour.

The solution is: in order not to be blacklisted.
1) Create a new email for each application you do.
2) Use a different phone number each time so they can’t use one phone number to trace all the applications you did and then cancel it.
3) Let there be spaces in time when applying, you should delete cookies and browser cache after each applications so they always think this the first time you applying.
4) It best if you use socks or 911.re to apply since you can use a different one each time when applying.

8• When you reach this stage, please don’t edit the account information, I will say it like a trick, once you edit the information, they will decline your application, so best you leave it as it is. Some people put any random bank info when applying so they can edit and put a real one when they reach this stage, they will decline you.